Books that stay closed-ready. Vippy posts, reconciles and checks every line.
Every bill, payment and bank line lands in the right ledger account with Vippy's suggestion, reconciles against your statement, and rolls into GSTR-1, 3B and 2B - with live e-invoicing and e-way bills from NIC. Trial balance, P&L, balance sheet and cash flow always current.
Vippy keeps the books current around the clock
Every bill, payment and bank line is classified as it lands, so month end is a review - not a rebuild.
- Suggests ledger accounts for every incoming line in real time
- Reconciles bank lines overnight and lists what needs a human
- Answers 'what is our cash position' or 'who is overdue' in plain language
- Walks the period-close checklist and flags anomalies before you lock
Vippy keeps the ledger clean - before month end, not after
The Transaction Classifier suggests debit and credit accounts for every incoming line in real time. The Anomaly Detector flags duplicates and odd entries as they arrive. The Period Close Assistant walks the close checklist so nothing is locked with loose ends.
Import the statement. Watch it match itself.
Upload the bank statement and mapping rules match lines to ledger entries - vendors, customer receipts, cheque clearance, charges. What's left gets a suggested entry from Vippy. Month-end reconciliation becomes a review, not a hunt.
- Statement import (CSV / bank formats)
- Mapping rules: counterparty, reference and amount patterns
- Cheque clearance tracking
- Customer and supplier ledgers reconciled alongside
- Unmatched lines get a suggested journal entry
- Reconciliation statement kept per period for audit
Vippy works where your team already works
Your team isn't glued to a dashboard. Neither is Vippy. He lives on WhatsApp, in Microsoft Teams, in Slack - and inside every Apragya app.
Message Vippy on WhatsApp Business. He answers from your workspace with your plan + permissions.
Microsoft Teams
Mention @Vippy in a Teams channel. He answers there as the asker - standing-goal proposals land as cards with Accept / Dismiss.
Slack
Add Vippy to any Slack workspace. Approvals, standing goals, record lookups - all without leaving your DMs.
In the app
The copilot button at the corner of every page. Context-aware for whatever screen you're on. Keyboard-first.
Invoice once. IRN, e-way bill and the returns follow.
Sales invoices get their IRN and signed QR from NIC the moment you post them, e-way bills generate from the same document, and every line rolls into GSTR-1, reconciles against GSTR-2B and summarises into GSTR-3B - straight from the ledger, with no re-keying.
- Live e-invoicing (IRN + QR) and e-way bills via NIC
- GSTR-1, GSTR-3B and GSTR-2B reconciliation
- HSN / SAC codes, LUT for exports, GST on advances
- TDS computation per section
- Portal-ready JSON exports, period lock after filing
- Audit trail on every return and amendment
Month end in five steps. Every month the same.
Record, reconcile, review, close, report - the same path for every company and every period, so the trial balance, P&L, balance sheet and cash flow are never a surprise.
Many companies. One set of books that consolidates itself.
Run every legal entity in its own currency and chart, post intercompany transactions once and let the mirror entry appear on the other side, then consolidate with translation and CTA under IAS 21. No separate orgs, no spreadsheet roll-ups.
- Per-company chart of accounts, fiscal periods and currency
- Intercompany entries mirrored automatically
- Consolidated trial balance, P&L and balance sheet
- FX revaluation and IAS 21 translation with CTA
- Company-scoped roles and approvals
- Switch companies from one login
Connected to the tools your team already uses
Bank statements, GST portals, your ERP and the apps your accountants live in - connected through Apragya's governed connector library, with credentials scoped to your tenant and every call audited.
Every connector is governed: tenant-scoped credentials, an audit log on each call, and the Tenant Runner reaches on-prem systems with no inbound firewall rules. Need one that isn't here? The custom adapter wraps any REST API.
Your finance team asks Vippy. In plain language.
Cash position, who hasn't paid, why the ITC claim is lower than 2B - answered from the ledger, with the drill-down one tap away.
Books that follow your country's rules
GST, VAT and withholding taxes, e-invoicing where the tax authority supports it, multi-currency and your own fiscal year are in the core of the ledger - not a tax plug-in bolted on at the end.
GST / VAT / sales tax
Tax engines per country; GST with e-invoicing where the tax authority supports it.
e-Invoicing
Live IRN + QR and e-way bills via NIC for India; portal-ready returns such as GSTR-1 / 3B / 2B.
Withholding taxes
TDS/TCS and similar at-source taxes computed on payables, with challan tracking.
Multi-currency
Transact in any currency; report in your functional currency with FX revaluation.
Multi-company, multi-country
Per-entity charts and currencies with IAS 21 consolidation.
Your fiscal year
April-March, January-December or any custom year - periods, locks and reports follow it.
Simple pricing. Start free, scale when you're ready.
One subscription per workspace. Includes every Apragya app you turn on - Finance, CRM, HRMS, Finance, and 12 more. Pricing from the live apragya.ai pricing page.
Free Forever
No credit card. No expiry. Keep it as long as you want.
- Up to 3 users
- Chart of accounts, journals, general ledger
- Bank statement import + reconciliation
- Trial balance, P&L, balance sheet, cash flow
- GST-ready invoicing with HSN / SAC
- 1,000 AI Credits / month
- Community support
Custom
For finance teams running real books every month. Priced on users, companies, apps, and AI usage - no surprise bills.
- Unlimited users + all 15+ enterprise apps
- Live e-invoice (IRN + QR) and e-way bill via NIC
- GSTR-1 / 3B / 2B reconciliation + TDS
- Budgets, fixed assets + depreciation, FX revaluation
- Multi-company with intercompany + consolidation
- From 2,000 to 5,000+ AI Credits / user / month
- Email, chat, and priority support options
Every paid plan is tailored to your team, apps, and AI usage. Need multi-entity consolidation, audit support or on-prem? Talk to sales →
Honest answers to honest questions
Does Apragya file GST returns directly?
e-Invoices (IRN + QR) and e-way bills are generated live through NIC. GSTR-1, GSTR-3B and the GSTR-2B reconciliation are built from the ledger and exported as portal-ready JSON for you to upload - with the period locked and the audit trail kept after filing.
Can I migrate from Tally, Zoho Books or ERPNext?
Yes. Import the chart of accounts, opening balances, open invoices and bills, customers and suppliers. Period-wise trial balances let you verify the cut-over before you go live.
How do the AI agents work in accounting?
The Transaction Classifier suggests debit and credit accounts for incoming lines with a confidence score; you accept or edit - it never posts alone. The Anomaly Detector flags duplicates and unusual entries in real time. The Period Close Assistant runs the close checklist on demand.
Does it handle multiple companies and currencies?
Yes - each company has its own chart, periods and currency; intercompany entries mirror automatically; consolidation translates at closing rates with CTA under IAS 21; FX revaluation runs per period.
Where do payroll, purchases and sales entries come from?
From the other Apragya apps. Payroll posts salary and statutory payables, Purchase & Payables posts bills and payments, Sales posts invoices and receipts - all into this ledger, with the source document one click away.
Is my financial data used to train AI models?
No. Vippy runs on Anthropic's Claude through Apragya's governed keys; your data is not used for training, and every AI call is metered against your AI Credits.
Close next month with Vippy on the books
Free Forever for up to 3 users. Ledger, bank reconciliation and GST-ready invoicing included.
Start free - no credit card →Explore the other apps
One subscription, every app. Vippy carries your context from one to the next - turn them on when you need them.
Not just accounting software. The whole AI operating system.
Every Apragya subscription unlocks 15+ enterprise apps + Vibe Studio + Agent Studio + Business Suite. Finance is the ledger they all post to - Payroll, Purchase & Payables, Sales, Travel & Expense and Fixed Assets share the same accounts, the same login and the same Vippy.
Vibe Studio
Describe what you want in plain English. Vibe Studio builds the app - screens, data, API, agents - and publishes it to your workspace. No developer required.
Agent Studio
Drag-and-drop canvas to orchestrate AI agents, approvals, humans-in-the-loop. Connect to any system. Governance + audit log built in.